Business Liability Insurance

Short-term business liability insurance solutions to protect your business.


Hollard Zambia offers comprehensive liability cover to protect your business against loss, damage, injury or death to third parties because of negligence.

You can take out a Business Liability Insurance policy with one or more of the following:

  • Employer’s Liability cover
  • Professional Indemnity cover
  • Directors and Officers Liability

Employer’s Liability Cover

Employer’s Liability insurance will cover your business should it become legally liable to compensate on the death, injury or illness of any employee.

Professional Indemnity Cover

Professional Indemnity provides liability cover on damages and expenses for breach of professional duty.

Your professional duty will include any advice given, services performed and duties undertaken within the scope of your specialist profession.

Directors And Officers Liability Insurance

Directors and Officers (D&O) Liability Insurance policy protects your business against claims made for any wrongful act in the professional capacity of directors or officers of the company.

Business Liability Insurance includes the payment of defence costs – prior to final resolution of the claim, and damages and settlements in connection with the claim. This excludes civil or criminal fines, or penalties imposed by law.