Comprehensive Car Insurance

Our comprehensive car insurance provides complete protection against unforeseen circumstances

What Comprehensive Car Insurance Cover offers you

  • Personal effects K2,500.00 per accident
  • Medical expenses K3,000.00 per accident
  • Emergency repair K1,500.00
  • Towing charges K1,500.00 within town and K3,000.00 outside town
  • Trauma costs K1,000.00
  • Alternative car hire K500.00/day max 14 days upon request
  • Payment of additional premium

What is Comprehensive Car Insurance?

The coverage under this class is for loss of or damage (accidental damage, fire & theft) to the insured vehicle and indemnity against all sums the insured is legally liable to pay to other parties for bodily injury, death and property damage.

Who is it for?

Comprehensive car insurance cover is essential for any vehicle owner seeking maximum protection against a wide range of risks, including theft, vandalism, and damage from natural disasters.

Standard cover

  • In the event of loss or damage to the insured vehicle, we’ll pay emergency hotel expenses necessary for you and one passenger up to K300.00 per person per day for a maximum of two days.
  • The motor insurance policy also covers glass windows and other vehicle accessories (if specified on acceptance of the policy).
  • Vehicles that can be included in the car insurance policy cover are your private motor vehicle, motorcycles (including scooters and 3/4-wheeled motorcycles) and trailers or caravans.
  • You can also extend your policy to include the payment of car hire when you claim for theft or an accident.
  • You have the option between a month-to-month motor insurance policy and an annual policy. 

Call me back for a quote

Contact us

For claim-related queries


Call: +260 211 255 680/1

For queries or policy changes


Call: +260 211 255 680/1

Our operating hours

Mon - Fri: 08:15 – 16:30 

Hollard E-nsurance Portal

Visit our online E-nsurance Portal to access our services and chat with us.


Need more information?

Download the latest policy wording document for our Car Insurance